Financial Asset Distribution Statistics
Statistic Verification
Source: Federal Reserve
Date Verified: 7.31.2012
In personal finance, net worth (or wealth) refers to an individual’s net economic position; similarly, it uses the value of all assets (long term assets) minus the value of all liabilities. Wealth may be measured in nominal or real values, that is in money value as of a given date or adjusted to net out price changes. The assets include those that are tangible (land and capital) and financial (money, bonds, etc.). Measurable wealth typically excludes intangible or nonmarketable assets such as human capital and social capital. Although precise data are not available, the total household wealth in the world, excluding human capital, has been estimated at $145 trillion, $118 trillion in the United States alone.
Total Net Worth of U.S. Households and Nonprofit Organizations (Trillion) Adjusted for Inflation
200920001990198019701960
54.24220193.52
Type of Fanancial Asset2007200420011998
Transaction Accounts11 %13.2 %11.4 %11.4 %
Certificate of Deposit4.1 %3.7 %3.1 %4.3 %
Savings Bonds.4 %.5 %.7 %.7 %
Bonds4.2 %5.3 %4.5 %4.3 %
Stocks17.9 %17.6 %21.5 %22.7 %
Pooled Investment Funds15.9 %14.7 %12.1 %12.4 %
Retirement Accounts34.6 %32 %28.9 %27.6 %
Cash Value Life Insurance3.2 %3 %5.3 %6.4 %
Other Managed Assets6.5 %8 %10.5 %8.6 %
Other2.1 %2.1 %1.9 %1.7 %
Financial Assets as a Share of Total Assets33.9 %35.7 %42.2 %40.7 %
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