Credit Card Ownership Statistics
Statistic Verification
Source: Federal Reserve Survey of Consumer Finances, US Census Bureau, Sallie Mae, Com Score, Experian
Research Date: July 9th, 2014

A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them.

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Medical SchoolData
Total number of credit cards in use in the US1,895,834,000
Total number of US credit card holders199,800,000
Percent of people in the US polled who did not have a credit card23 %
Average number of credit cards per person3.75
Average age when receiving first credit card20.1
Percent of credit card owners with a gas card11.9 %
Percent of card holders who have a rewards credit card60 %
Card Type BreakdownPercent of Issued Cards
Visa36 %
Master Card27 %
American Express6.5 %
Discover7.2 %
Other23.3 %
College Student Credit Card Ownership 
Percent of undergraduate students with a credit card76 %
Average credit card debt of an undergraduate student$2,200
Percent of undergraduates who had no credit history2 %
Percent of undergraduate students with 4 or more credit cards48 %
Percent of incoming freshman who already have a credit card39 %
Percent of students who pay their card in full each month65 %

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